We understand that when you’re traveling, you don’t want to worry about a thing. But events happen, even to the well-prepared travelers. You may have to cancel your trip at the last minute to tend to a family emergency. You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.
Ask yourselves a few questions:
1) what happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?
2) would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?
3) could I afford an air ambulance home?
4) does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?
Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full policy for the specific details of what is included, and what is not included.
All Inclusive Travel Insurance covers your emergency medical needs; doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.
Non-Medical Package Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included.
Important points:
1) Anyone over the age of 59 will be required to remit a medical questionnaire prior to booking if they are buying a package with medical coverage, to ensure the coverage will be permitted by TIC Insurance
2) Please note that this is not "cancel for any reason" insurance, but rather for risks outlined in the policy.
RATES below are PER PERSON with PST extra (subject to change at anytime).
Non Refundable once booked
ALL INCLUSIVE Plan - $1500 coverage 5 - 9 days
0 - 54 years - $133
55 - 59 years - $137
60 - 64 years - $149
65 - 69 years - $183
70 - 74 years - $293
Dependent children under their parents plan are free
ALL INCLUSIVE Plan - $2000 coverage 5 - 9 days
18 - 54 years - $162
55 - 59 years - $166
60 - 64 years - $187
65 - 69 years - $227
70 - 74 years - $310
Dependent children under their parents plan are free
0 - 54 years - $117
55 - 59 years - $123
60 - 64 years - $131
65 - 69 years - $142
70 - 74 years - $159
75 - 79 years - $247
80 - 84 years - $324
85+ years - $368
Non Medical Plan - $2000 coverage 5 - 9 days
0 - 54 years - $142
55 - 59 years - $149
60 - 64 years - $161
65 - 69 years - $169
70 - 74 years - $193
75 - 79 years - $321
80 - 84 years - $414
85+ - $468
